Your Trusted Mortgage Experts in Australia, You Can Count on
We are a client-focused mortgage broking company committed to helping individuals, families, and businesses achieve their financial goals.
What we offer
Our Services
At Vibe Loans Pty Ltd, we offer a comprehensive range of mortgage and financing services to meet the diverse needs of our clients. Our expertise spans across home loans, investment loans, refinancing, and more, ensuring tailored solutions for every financial journey.
Refinancing Solutions
Offering tailored refinancing solutions to help reduce costs, improve loan terms, and achieve financial flexibility.
About our company
Welcome to Vibe Loans Pty Ltd, your reliable partner for all your mortgage and financing needs. Based in Sydney, Australia, we are a client-focused mortgage broking company committed to helping individuals, families, and businesses achieve their financial goals.
At our core, we believe that obtaining a loan should be a smooth and empowering journey. Whether you’re purchasing your first home, growing your property portfolio, securing financing for cars, equipment, or trucks and trailers, or exploring refinancing options, our dedicated team of experienced brokers is committed to providing solutions customised to your specific needs.
We believe in empowering your dreams with personalized mortgage solutions, making homeownership easier and more accessible for everyone
Vibha Bajaj
- CEO/Director
About our company
Welcome to Vibe Loans Pty Ltd, your reliable partner for all your mortgage and financing needs. Based in Sydney, Australia, we are a client-focused mortgage broking company committed to helping individuals, families, and businesses achieve their financial goals.
At our core, we believe that obtaining a loan should be a smooth and empowering journey. Whether you’re purchasing your first home, growing your property portfolio, securing financing for cars, equipment, or trucks and trailers, or exploring refinancing options, our dedicated team of experienced brokers is committed to providing solutions customised to your specific needs.
We believe in empowering your dreams with personalized mortgage solutions, making homeownership easier and more accessible for everyone
Vibha Bajaj
- CEO/Director
How We Can Help
Our mortgage brokers are experts in the Sydney property market and can assist with the following:
- Understanding Your Financial Situation: We’ll assess your income, expenses, and credit history to determine the best loan for you.
- Loan Comparison: We’ll compare hundreds of home loan products to ensure you get the most competitive rate and terms.
- Navigating the Paperwork: We’ll handle the paperwork and liaise with lenders on your behalf, ensuring the process is as smooth as possible.
- Managing the Application Process: We’ll manage the loan application process from start to finish, keeping you informed at every stage.
Ready to Take the Next Step?
If you’re ready to find the best home loan in Sydney, get in touch with us today. Our team of expert mortgage brokers is ready to help you achieve your homeownership dreams. Call us now (0406014471) or fill out our contact form to book a free consultation.
Streamlined Process for Fast Loan Approvals
with 100% Success Rate
Why We Stand Out
At the heart of everything we do is a commitment to our clients’ success. Your goals are our goals.
We have access to an extensive panel of lenders, ensuring you get the most competitive rates and flexible terms available.
Our team of seasoned professionals has deep industry knowledge and a proven track record of delivering outstanding results.
How We Work
Our home loan broking process is seamless and stress-free. We start with an initial consultation to assess your financial situation and goals. From there, we research a wide range of lenders to find the most competitive options and provide personalized recommendations tailored to your needs. Once you select a loan, we handle the entire application process, including preparation, submission, and lender negotiations to secure the best rates and terms. We manage the approval process, keeping you updated every step of the way.
Even after settlement, we offer ongoing support to ensure your home loan continues to meet your needs.
Since
Happy Clients
Loans Issued
Lenders
Testimonials
Frequently Asked Questions
FAQs for Home loan, General queries and Support & Assistance
Absolutely! We specialize in helping first-time buyers navigate the home loan process, including accessing government grants and incentives such as the First Home Owner Grant.
Common documents include proof of identity, income statements (payslips or tax returns), bank statements, details of your assets and liabilities, and information about the property you’re purchasing.
Depending on your circumstances, deposit can be as low as 5%.
Refinancing can be beneficial if you want to secure a lower interest rate, reduce monthly repayments, consolidate debts, or access equity for other purposes.
Yes! We can help you find competitive loan options for building your investment property portfolio and provide guidance on structuring your loan for tax efficiency.
Yes, leveraging home equity is a common strategy for property investors. We can assess your equity and guide you through the process.
The time frame varies depending on the lender and the complexity of your application. On average, it can take 1-4 weeks from submission to approval.
Costs may include exit fees for your current loan, application fees for the new loan, and potential valuation fees. We’ll help you evaluate whether refinancing is worth it.
We understand that everyone’s situation is unique. We work with lenders who offer solutions for individuals with less-than-perfect credit histories.
We work closely with you to understand your financial needs and goals. We then compare loan products from multiple lenders to find the best fit and guide you through the application and approval process.
No, Vibe Loans is an independent mortgage broker. We work with a wide panel of lenders to provide unbiased recommendations tailored to your needs.
In most cases, our services are free for clients. We are paid a commission by the lender once your loan is settled. We’ll always be transparent about any costs upfront if applicable.
You can reach us via phone, email, or by visiting our office in Sydney. Alternatively, you can fill out the contact form here, and we’ll get back to you promptly.
Exceptional Service from Start to Finish!. Vibe Loans made the home loan process so easy for us. They took the time to understand our needs and found us the perfect solution. Highly recommend their professional and friendly team!
Jaspreet Kaur & Sarbjeet Singh Oran Park, Sydney